Vanishing MoneyGet instant results There are several small things you can do to stop money leaking from your wallet. When you see where all this 'vanishing money' has been going the effect will probably surprise you. 1. Have a budget - after you have allocated a specific sums of money for housing/mortgage, gas/electricity bills and all the other essentials, keep a firm hand on the rest of your spending. 2. Learn to haggle - you can do this in many shops now as they are more keen than ever to make a sale. It is your money you are spending so be careful with it and stop any waste. Do your homework on whatever you are buying and to put yourself in the best position to get a reduced price. Don't be shy - this is the thing to do now. Learn How to Haggle. 3. Don't fritter away your money on skinny lattes etc. Life will go on quite normally without them. Stop the vanishing money right here.
4. If you are a smoker take a look at our other page and Tip.1. With cigarettes rising in price and reaching over £6.00 per packet of 20, it does not take much mental arithmetic to see how much you can save each year. Plus the added benefits to your health and your family. 5. Don't buy ready-made sandwiches for lunch, make your own the evening before. Put them in the 'fridge ready for the next morning. Don't forget to take them with you in the morning! 6. Ditch the football season ticket, or at least share the cost with friends. Just how many mid-week fixtures can you realistically attend? Just halt the vanishing money! 7. Cinema tickets - the large multiples - Vue, Odeon and Cineworld are offering cheap family tickets at the weekend. 8. Cancel your Sky subscription and get a Freeview box which offers most of the channels that you are likely to want to view. The Sky advertisements will say only £17.50 etc. per month. This amounts to £210 per year. Also be wary of the new service that is replacing Setanta. You will be able to subscribe to each football fixture on an individual basis. Would you want to watch a football match, lasting 90 minutes on your laptop/computer screen? This will also put an end to viewing matches in your local pub.  Custom Search 9. If you live on your own, consider having a water meter installed. Check whether it is possible to have the meter removed after 12 months if you should change your mind. Do your homework first. You could realistically save around £60 per year here. An easy and ideal way to halt the vanishing money and you will be helping the environment as well.
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12. If you are fortunate to have some unwanted antique items that you would be prepared to sell, either contact your local auctioneers or view one of the online auction houses. Some old posters, records etc. have now achieved cult status. See if you can take advantage of this situation. 13. If you have a baby on the way a good starting point for finding baby items such as pushchairs, prams are Charity shops etc. 14. When you buy something new try selling the old item and reclaim some of the vanishing money. 15. Probably most important of all – don’t bury your head in the sand and pretend debt is not happening. It will, and if so you will need to take drastic action. So why not act now? To make your life easier and keep more of a check on your spending take a look at Budgeting Advice. Here you will find ways of budgeting and hopefully stop the money slipping through your fingers.
Keep you and Your bank balance healthy. So easy to do. Give this recession a beating and sign up today. If you missed the last edition of the Newsletter you can read it here. RELATED PAGES Free Budget Planner Spreadsheet Credit Cards and Personal Finance Protecting Your Privacy Online Save Money for Your Children Compare Current Bank Accounts Mortgage Debt Information and Advice Choosing a Debt-Friendly Credidt Card Investing on the Stock Market Our Newsletter Go from Vanishing Money
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