 |
Save Money with a House Surveyorthis is a very personal 'been there, done that' page for serious house buyers. So... protecting your own interests, along with the need to save money continues to be your number one priority. After frustrating weeks of searching and viewing houses in A Surveyor will help you save money - hundreds, even thousands of pounds. This is probably one of the smartest moves you will make. A Surveyor will help you come to a decision - do you accept the property - warts and all or do you back off and go on to fight another day? You may even be able to negotiate a reduction in the price on the basis of what your Surveyor finds. Totally invaluable advice. If you need a mortgage then the Building Society Surveyor will inspect the house. This will cost you £500 plus and the Surveyor that they send to do the job will spend about 15 minutes in the property. Even if you are given access to it, this Building Society Survey Report will be of no value to you whatsoever. It is intended to inform the Society whether of not they will be able to realise sufficient capital on the property in the event of your failing to maintain payments in the future. You have looked intelligently at the roof, walls, foundations, nearby by buildings etc., and everything seems to be more or less in order. Why do you need a survey? Probably to put your mind at rest and to save you money. Maybe there is a lingering doubt in your mind regarding damp. What about those patches on the internal living room walls? Odd? Was that a musty smell in the downstairs cloakroom? Keep in mind that you need to save money and false economy is not the way to do this. If you have any niggling doubts lurking at the back of your mind, it will probably be a lot cheaper for you to take the plunge and employ a Surveyor. Yes, it will cost you around £500 but it could potentially save you thousands of pounds to have a reliable report in your hands which points out the pitfalls. You must be careful when employing a Surveyor. First of all make sure he is fully qualified. Some 'Surveyors' come with a 'damp' meter already in their hands - well more or less. It will be the first thing they get out of their brief case. They push the prong into a wall, take a deep sucking breath and pronounce the property to be damp. To make things worse, they probably have a commission based link with a 'damp cure' company that they will recommend to you as being perfect for the job. Most houses have washing machines, dishwashers, baths and showers, plus people living in them who have the habit of continuously breathing - all generating moisture, hence a general damp reading, which has no bearing on the actual damp situation in the house. Having been sadly and expensively caught in this way on a previous occasion, this time I did my homework. I read Jeff Howell's book 'Guide to Looking After Your Property'. Consulted the list of Surveyors at the back and decided to employ Mr. Paul Morris of Abbey Independent Surveys. I found Mr. Morris to be 'exactly as described on the tin'. He was punctual in meeting me at the house in question - despite a journey of nearly 200 miles. He had my best interests in mind all the time. He cleared up the slight amount of mess made by drilling discreet holes in a wall to accurately assess the damp situation. He also neatly repaired these holes. Although I had employed him solely to assess the property for damp - and I was wise to do so - he even went into the loft to check that I could remove a brick wall between two bedrooms without the roof falling in! He was forthcoming regarding information on other points that in his opinion needed checking before a sale was completed and even gave advice regarding the correct place to site a conservatory. To be perfectly honest, I would have liked to ask Mr. Morris a couple of other questions but did not want to push my luck too far - although with hindsight I feel sure he would have responded. He is approachable, so take the opportunity of telephoning him and discussing whether he can undertake what you require. Remember, I have been there, done that, been caught on a previous occasion, but this time came up with an excellent result!
NEW Work From Home. Make and Save Money
Let us keep you advised of all our money saving
please click on Free Books in the Menu Bar and choose any one of the six listed there and it will be sent on to you. Happy reading!
Return from Save Money with a House Surveyor to Save Money Home Page
|
