Put money in my pension or reduce my debts?

by Steve
(Yorkshire, England)

Hi Jo

Sorry to give you such a biggie question, but I've received conflicting advice about the benefits of reducing debt first versus putting money into a pension.

So I'd like to know, should I reduce my debts (inc. mortgage) BEFORE paying any more money into my pension?

I'm 44. And, currently, will have paid off my mortgage in about 3 to 4 years. Got 2 pensions that are currently frozen.

Thanks :-)

Steve