Travel Insurance and How to Save Money
Travel insurance is an item that usually comes as an The following tips will help lead you through the travel insurance maze. 1. Most importantly, don't buy a policy/cover from your travel agent. You will find much better value by shopping around on the Internet. Yes, it takes a little effort, but it is well worth it. Think - save money! 2. Many companies only cover those under 65. Direct Line, Saga, Help the Aged and Age Concern have no upper age limit on travel cover. 3. First of all check the small print – the devil is in the detail. Financial protection is sold at varying levels; it can include compensation for delayed or canceled flights, and cover the cost of medical treatment and lost luggage.  Custom Search 4. If you're going to travel more than once or twice in a year, an annual policy is often the cheaper option and can start at around £25. Try Trailfinders, insureandgo.com or Direct Line. Ask for multi-trip cover. 5. Cover of £2m is recommended for medical cover - (you may need to be flown home by air ambulance), £1m for personal liability and £1,500 for baggage and cash. In other words, don't leave home without it!
6. Are you going on an adventure type holiday including extreme sports? Perhaps bungee jumping, white water rafting or maybe mountaineering and skiing? Be sure to check whether you are covered for any of the activities you're planning and what the maximum age is under the terms of the policy. 7. Reputable companies should offer you a 24-hour helpline while you're abroad. Make sure to take all relevant documents concerning your policy with you.
8. Most young people take off on an adventurous, time of their life, back-packing holiday without never a thought of insurance. Stop, think - it might be well worth investigating. 9. Always check with your insurance agent whether your special requirements are covered, they are not mind-readers. 10. Travelling the world is often the ambition of many people after they retire, but almost three-quarters of insurers refuse to provide cover for people over the age of 75. Check before you leave home just in case you are faced with serious financial consequences whilst you are away.
Get all our money saving tips to keep your bank balance healthy. So easy to do. No catches – just good information.
RELATED PAGES Cheap Motor Insurance Insurance Tips for Saving Money Home Insurance - How to Save More Money Cutting Petrol Consumption Save Fuel Tyre Safety Cars New and Used Our Newsletter
|
