Another Credit Card Con

There is now another new and clever credit card con -
Be wary of those who come bearing gifts.

Please circulate this to everyone you know, especially your family and friends.

It happened week or so ago in St. Albans, Hertfordshire, and can by now be happening anywhere else in the country.


If a deal sounds too good to be true -
it probably is!

Take Care!

If you are a prospective 'target' for this credit card scam you will receive a 'phone call from a bogus company called something like "Express Couriers".

You will be asked if you will be home at a specific time as they have a package for you. The caller said that the delivery would arrive at their home in roughly an hour.

About an hour later, a 'delivery man' arrived with a beautiful basket of flowers and wine. The recipients were very surprised since it did not involve any special occasion or holiday, and they certainly didn't expect anything like it. Not for one moment did they suspect it could be a credit card con.

Intrigued as to who would send them such a gift, they inquired who the sender was. The deliveryman's replied he was only delivering the gift package, but a card - 'allegedly' - was being sent separately. (The card has never arrived!). There was also a consignment note with the gift. The 'delivery man' went on to explain that because the gift contained alcohol, there was a £3.00 "delivery charge" as proof that he had actually delivered the package to an adult, And not just left it on the doorstep to just be stolen or taken by anyone.

This sounded logical and they offered to pay him cash. He then said that the company required the payment to be by credit or debit card only so that everything is properly accounted for. Again, this seemed perfectly reasonable and was not suspected as being a credit card con.

The husband, who, by this time, was standing beside his wife, pulled out of his wallet his credit/debit card, and 'John', the "delivery man", asked the husband to swipe the card on the small mobile card machine which had a small screen and keypad where he was also asked to enter the PIN and security number of the card.

A receipt was printed out and given to them.

To their surprise, between Thursday and the following Monday, £4,000 was charged/withdrawn from their credit/debit account at various ATM machines, particularly in the Midlands area!

It appears that somehow the "mobile credit card machine" which the deliveryman carried was able to duplicate and create a "dummy" card with all the card details after the husband swiped their card and entered the requested PIN and security number.

When they discovered the illegal transactions on their card, of course, they immediately notified the bank which issued us the card, and the credit/debit account has been closed.

They also personally went to the Police, where it was confirmed that it is definitely a scam because several households have been similarly hit.

WARNING: Be wary of accepting any "surprise gift or package", which you neither expected nor personally ordered, especially if it involves any kind of payment as a Condition of receiving the gift or package.

Also, never accept anything if you do not personally know and/or there is no proper identification of who the sender is.

Above all, the only time you should give out any personal credit/debit card information is when you yourself initiated the purchase or transaction! Don't fall victim of this credit card con.

If you missed the latest edition of the Newsletter you can read it here.


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